Crosby ISD Bond 2026: What the $208M Bond Means for Your Property Taxes

Last updated: Oct. 27, 2026

Crosby ISD is asking voters to approve $208.28 million in school bonds on the Nov. 3, 2026 ballot, split into two separate propositions. If both pass, the district estimates its debt (I&S) tax rate would rise about 2 cents, from $0.48 to $0.50 per $100 of taxable value. On the district's example home, that's about $23.15 a year.

Here's what each proposition covers and what it could mean for a property tax bill. This post doesn't take a position on how to vote.

Cover artwork is a conceptual illustration, not a photograph of a Crosby ISD campus or an approved school design.

What's in the Crosby ISD bond?

The Crosby ISD Board of Trustees voted Aug. 17, 2026 to call the election. According to the district’s bond proposition overview, voters decide each proposition separately and may approve one, both or neither:

• Proposition A: $98,280,000 for a new elementary school (planned for about 750 students in grades PK-5) and districtwide projects: HVAC, roofing, site work, safety and security, and technology infrastructure.
• Proposition B: $110,000,000 for a new middle school to replace Crosby Middle School, built in 1974.

Bond money can only be spent on the voter-approved projects. It can't pay for salaries, supplies or utilities.

Why does the ballot say "THIS IS A PROPERTY TAX INCREASE"?

Texas law requires school bond propositions to include that phrase, because bonds are repaid with property taxes. The wording appears even when a district projects little or no rate change. In Crosby ISD's case, the district does project a rate increase if both propositions pass.

How is a bond different from a VATRE?

A Texas school district's tax rate has two parts:

• Maintenance and operations (M&O) pays day-to-day costs like staff pay and utilities. Raising it above a set limit takes a Voter-Approval Tax Rate Election (VATRE).
• Interest and sinking (I&S) repays borrowed money for buildings and major projects. A bond election authorizes that borrowing.

Crosby ISD's measure is a bond, so it affects the I&S rate. The district says its current I&S rate is $0.48 and state law caps new-debt I&S rates at $0.50. Its total 2025-26 rate was $1.2241 per $100. For broader context, see our Texas property-tax rate comparison; each property’s actual bill depends on its own taxing units.

How much would the Crosby ISD bond cost homeowners?

Crosby ISD's financial advisor projects the I&S rate would rise about 2 cents if both propositions pass, with roughly $0.009 tied to Prop A and $0.011 to Prop B, according to district estimates reported by the Star-Courier. Those are projections based on assumptions about taxable value, interest rates and cash flow, not a fixed rate.

Using the district's example taxable home value of $115,728, the estimated combined impact is about $23.15 a year, or $1.93 a month.

To estimate your own impact, use this formula:

(Your school taxable value ÷ 100) × $0.02 = estimated added cost

Hypothetical example: on $250,000 of school taxable value, 2,500 × $0.02 = about $50 a year if both propositions pass and the 2-cent estimate holds.

Rate assumption: Crosby ISD’s preliminary financial estimate. The first row uses the district’s example taxable value; the other rows are hypothetical.

Your school taxable value is on your Harris Central Appraisal District (HCAD) record. It's your appraised value minus exemptions, including the Texas school homestead exemption. Use that school taxable value, rather than your home’s listing price or market value, in the estimate.

What if I'm 65 or older or disabled?

Crosby ISD says homeowners 65 or older, or with a qualifying disability, who have applied for that exemption generally will not see their school tax bill increase because of the bond. That's the school tax ceiling. It can change if the home is significantly improved. Our Texas homestead-exemption guide explains the exemptions to check on your appraisal record.

When is the Crosby ISD bond election?

• Early voting: Oct. 19-30, 2026
• Election Day: Tuesday, Nov. 3, 2026

We'll update this post with the results after Nov. 3.

What can I control on my tax bill?

A school bond’s projected rate impact is separate from changes in your property’s appraised or taxable value. See how the Texas homestead appraisal cap affects a tax bill for the difference between a limit on value growth and a limit on taxes.

Voters decide the bond. Separately, you can make sure your exemptions are applied and protest your appraised value each year. The 2027 protest deadline is generally Monday, May 17, 2027 (May 15 falls on a Saturday), or 30 days after your notice is delivered, whichever is later. Our Harris County property tax protest guide walks through the process, and our list of the highest property tax rates in Texas shows how local rates compare.

Sources: Crosby ISD Bond 2026 (propositions, FAQs, financials); Star-Courier News; KTRH.