Waco, Texas property tax protest

Waco, TX Property Tax Protest Consultants

The median Waco homeowner pays $3,537 a year in property tax. If McLennan CAD valued your home too high, a protest can lower that bill. File by Monday, May 17, 2027.

Why Homeowners Choose Us

βœ… 100% Done-for-You – We handle the entire process

βœ… Over 10% Average Savings – Many save $400–$2,000

βœ… Licensed Tax Pros – We build and present your case

βœ… Only Pay If We Win – You only pay if we cut your taxes

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Waco, TX Property Tax Protest Consultants
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Simplifying Property Tax Protests

The median Waco homeowner pays $3,537 a year in property tax. If McLennan CAD valued your home too high, a protest can lower that bill. File by Monday, May 17, 2027.

Your Waco tax bill is several separate taxes added together. Each taxing unit sets its own 2025 rate per $100 of taxable value (Texas Comptroller, 2025 Tax Rates and Levies):

  • City of Waco: $0.7550
  • McLennan County: $0.3348
  • McLennan Community College: $0.1320
  • School district (ISD): $0.9369–$1.2552, the largest piece

The school district is usually the biggest line on your bill, so two Waco homes with the same value can owe different amounts. Municipal utility districts (MUDs) and public improvement districts (PIDs) add more in some subdivisions. Check the taxing units listed on your notice.

Homestead exemption: Texas school districts must exempt $140,000 of a homestead's value, plus another $60,000 for owners 65 or older or disabled (Texas Comptroller). On Waco ISD's rate, the $140,000 exemption cuts about $1,440 a year off the school portion. Homestead appraisal increases are capped at 10% a year, plus new improvements.

Which appraisal district handles your home

All of Waco is in McLennan County, so McLennan County Appraisal District appraises your home.

  • McLennan County Appraisal District (McLennan CAD): 315 S. 26th St., Waco, TX 76710 Β· 254-752-9864 Β· www.mclennancad.org

How the protest process works

How to protest your Waco property taxes

  1. Read your notice. McLennan CAD mails Notices of Appraised Value in spring (homesteads generally by April 1). Values are set as of January 1, 2027.
  2. File by the deadline. For 2027: Monday, May 17, 2027 (May 15 falls on a Saturday), or 30 days after the notice was mailed, whichever is later. File online, by mail or in person. Filing is free.
  3. Build the evidence. Use comparable sales (market value) and comparable appraisals (unequal appraisal), plus photos and repair bids for condition issues.
  4. Informal review. Many protests settle with a district appraiser before a hearing.
  5. ARB hearing. If not settled, the McLennan County Appraisal Review Board hears your case. If you disagree with the ARB, you can go to binding arbitration, SOAH or district court.

Want a licensed consultant to handle it? A Waco property tax consultant files with McLennan CAD, handles the informal review and represents you at the ARB.

Results

Protest results

  • 92% of TaxDrop clients' closed 2026 Texas protests got a reduction (174 of 189).
  • The median taxable-value cut was $10,736, an estimated $236 a year in taxes.

Results vary by property, and a reduction is not guaranteed. See TaxDrop pricing and the Texas property tax protest statistics.

FAQs

How much is property tax in Waco, TX?

The median Waco homeowner pays about $3,537 a year on a median $221,700 home, an effective rate of about 1.60% (U.S. Census Bureau ACS 2020–2024). Your bill depends on your appraised value, exemptions and school district.

What is the Waco property tax rate?

For 2025, the City of Waco rate is $0.7550 per $100. Adding the county, school district and other countywide units gives a combined rate of about 2.16%–2.48% before special districts and exemptions (Texas Comptroller).

When is the Waco property tax protest deadline in 2027?

Monday, May 17, 2027, because May 15 falls on a Saturday, or 30 days after your appraisal notice was mailed, whichever is later.

Which appraisal district handles Waco?

All of Waco is in McLennan County, so McLennan County Appraisal District appraises your home.

Should I hire a property tax consultant in Waco?

You can protest yourself for free. A licensed consultant gathers evidence, negotiates with McLennan CAD and attends the ARB hearing for you. TaxDrop Pro handles the whole protest, from filing through the hearing, with no upfront fee.

I already filed my Waco protest. Can TaxDrop still help?

Yes. TaxDrop Pro can take over a protest you already filed, as long as your hearing hasn't happened yet and you give us at least 7 days' notice before the hearing date.

Can protesting raise my appraisal?

Filing a protest carries no penalty. McLennan CAD or the ARB decides your value based on the evidence. In 2026, 92% of TaxDrop clients' closed Texas protests got a reduction.

More on Waco-area property taxes