Every property tax protest company working Houston, what each charges, and the assessed value where a flat fee starts beating a contingency.
At the Harris County median — a $255,000 home carrying a $4,382 tax bill — the answer is not the one we would like it to be. A 25% contingency costs less than our flat $129 on that property. Above roughly $300,000 in assessed value, the flat fee wins and keeps winning.
Here is every firm working Harris County and greater Houston, what each charges, and the point where the models cross.
| Company | What they charge | Who files | Notes |
|---|---|---|---|
| TaxDrop One | $129 flat, per property, per tax year | You do | Evidence packet; you file and speak at the hearing |
| TaxDrop Pro | 1% of the assessment reduction | They do | Full service, Harris County included |
| Ownwell | 25% of first-year tax savings | They do | Multiple states |
| Home Tax Shield | $30/year + 30% of tax savings | They do | Texas only; the $30 is charged either way |
| Five Stone | 40% of actual tax savings | They do | Texas only |
| Texas Protax | The greater of: 40% of tax savings, $2.50 per $1,000 of market value reduction, or a $50 per-parcel minimum | They do | Austin and Houston based |
| O’Connor | 50% of first-year savings | They do | Houston based — this is their home market |
| Abode | $99/year membership ($149 concierge) | They do | A bundle, not an appeal product |
Harris County homeowners pay a median property tax of $4,382 a year on a median home value of $255,000 — an effective rate of 1.72%. Say a protest knocks 10% off that assessment, which is the low end of what a well-prepared case does. That is $25,500 off the value and about $439 off the bill.
| Company | Fee on that case | You keep |
|---|---|---|
| Abode | $99 ($99/year membership) | $340 |
| Ownwell | $110 (25% of savings) | $329 |
| TaxDrop One | $129 ($129 flat) | $310 |
| Home Tax Shield | $162 ($30 + 30% of savings) | $277 |
| Five Stone | $175 (40% of savings) | $263 |
| Texas Protax | $175 (greater of 40%, $2.50/$1,000, or $50) | $263 |
| O’Connor | $219 (50% of savings) | $219 |
| TaxDrop Pro | $255 (1% of the reduction) | $184 |
On a median Houston home a contingency firm is cheaper, and we would rather say so than bury it. A percentage of $439 is a small number. That is the whole argument for contingency pricing and it is a good one.
A $129 flat fee beats a 25% contingency once annual savings clear about $516. At Harris County’s 1.72% effective rate, that means an assessment reduction of about $30,000 — roughly a $300,000 home taking a 10% cut, or a smaller home taking a bigger one.
Against the 40% and 50% firms the crossover comes far sooner: about $18,800 and $15,000 of reduction respectively. Most of Houston’s move-up and newer-construction stock sits well past all three lines.
The Harris Central Appraisal District (HCAD) sets the value. The protest deadline is May 15, or 30 days after your notice of appraised value is delivered, whichever is later. Late protests are accepted up until the day before the Appraisal Review Board approves the records. There is no filing fee.
Harris County informal protests succeed at roughly 93.5%, among the highest in Texas per Texas Comptroller Operations Survey data, and the Appraisal Review Board approves reductions in roughly 60% of properly prepared cases. The phrase doing the work there is “properly prepared”.
You need three things: the Notice of Protest form, evidence of market value (comparable sales or an independent appraisal), and your assessment notice. The evidence is the part that decides it. Comparable sales have to be adjusted for size, age and condition, and a comp the board rejects hurts you more than no comp at all.
Full detail on the local process is on our Harris County protest page.
Houston is the deepest market in the country for this. O’Connor is headquartered here and pursues binding arbitration and judicial appeals most residential firms will not — that is what the 50% buys. Texas Protax runs licensed agents in-house from Houston and Austin.
Five Stone and Home Tax Shield are volume residential operations across Texas; Home Tax Shield’s $30 + 30% is the lowest full-service contingency here. Ownwell is the cheapest pure contingency at 25%.
Abode is a $99 annual membership bundling several homeowner money services — cheapest on price alone, but you are buying the bundle.
TaxDrop One is $129 flat per property, per tax year: we build the evidence — sales comps, equity comps, the adjustments and a defensible number — and you file it and speak for yourself. If your property is already assessed fairly, we tell you before you pay. TaxDrop Pro is full service in Harris County at 1% of the assessment reduction we win, with no fee unless we reduce it.
Check what your Houston property is really worth — free, about two minutes →
Every figure is taken from the company’s own published pricing, checked in August 2026, except O’Connor’s, last confirmed July 2026. Contingency rates vary by region, property type and product tier, and companies change them — confirm the current rate for your property before you sign. Median value, tax bill and effective rate for Harris County are from our own Harris County property tax data. The dollar examples assume a 10% assessment reduction and are illustrations, not predictions.
Comparing more than Houston? See the full national breakdown: every property tax protest company and what each one charges.
Let our licensed property tax experts assess your tax bill for potential savings. Over 80% of protests get a reduction of more than $1,000 and it takes less than 3 minutes to enroll.
⏰
🏠
💵
Contingency fees run 25% to 50% of your first-year tax savings. Ownwell states 25%, Home Tax Shield $30 a year plus 30%, Five Stone 40%, Texas Protax the greater of 40% or $2.50 per $1,000 of reduction, and O’Connor — headquartered in Houston — 50%. Flat-fee options: TaxDrop One at $129 per property per tax year, and Abode at $99 a year for a membership.
May 15, or 30 days after your notice of appraised value is delivered, whichever is later. HCAD accepts late protests up until the day before the Appraisal Review Board approves the records. There is no filing fee.
It depends on your assessed value. At Harris County’s 1.72% effective rate, a $129 flat fee beats a 25% contingency once your reduction clears about $30,000 — roughly a $300,000 home taking a 10% cut. Below that, the contingency firms are cheaper. On a median $255,000 Harris County home a 25% contingency wins.
Harris County informal protests succeed at roughly 93.5%, among the highest in Texas per Texas Comptroller Operations Survey data, and the Appraisal Review Board approves reductions in roughly 60% of properly prepared cases. Preparation is the variable you control.
$4,382 a year on a median home value of $255,000, an effective rate of 1.72% — above both the Texas and national medians.
Ryder Meehan is the Co-Founder of TaxDrop and a Licensed Property Tax Protest Consultant